MiCA Knowledge and Competence Training Programme
A structured training programme built to meet ESMA's knowledge and competence requirements under MiCA, developed with industry sponsors for the professionals who give information and advice on crypto-assets.
Obtain your MiCA Knowledge and Competence Certification
The programme
This is a structured training programme for professionals in banks and crypto-asset service providers who give information or advice on crypto-assets. Each module is led by an expert, drawn from across the MiCA Crypto Alliance and the regulatory and academic community.
Two tracks
The ESMA guidelines set a higher bar for staff who give advice than for staff who only give information. The programme reflects this: most modules are taken by everyone, two are for advice-giving staff only, and each track has its own examination.
How it works
The modules are pre-recorded and available on demand. Participants work through them at their own pace, and the programme runs continuously rather than to a fixed calendar. New staff can start at any point.
Hours and credits
ESMA requires a minimum of 80 hours for staff providing information and 160 hours for those providing advice, paired with supervised experience. Continued professional development is set at 10 and 20 hours respectively.
Programme format
Each module combines recorded sessions, guided reading, exercises and an assessment.
Assessment and certification
Each track includes an examination. Participants who pass receive certification from the MiCA Crypto Alliance.
Become a Training Partner
We are inviting organisations across the industry, including specialists in cryptoasset and cyber risk, crypto valuation, portfolio management and advice, market structure and abuse, investor protection, and crypto regulation, to contribute to specific modules.
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Get in touch to discuss module availability and requirements.
Why this programme is needed
Starting from 28 July 2026, the ESMA guidelines on knowledge and competence under MiCA apply. Crypto-asset service providers must ensure that staff giving information or advice on crypto-assets have the knowledge and competence to do so, and the guidelines set the criteria.
What does this require in practice?
Building and maintaining this training is a specialist task. It requires subject-matter expertise, regular updates as the regulation and the market evolve, and records that can withstand review by a competent authority.
We are creating this programme to meet that need directly, working with industry participants to build training that satisfies the ESMA criteria.
Frequently Asked Questions
What are the ESMA guidelines on knowledge and competence?
They are guidelines issued by ESMA under Article 81(15) of MiCA. They set out the criteria crypto-asset service providers must use to assess and maintain the knowledge and competence of staff who give information or advice on crypto-assets.
When do the guidelines apply?
From 28 July 2026. They apply to all authorised CASPs, whether authorised through licensing or through a notification procedure.
Who do the guidelines apply to?
Staff who provide information on crypto-assets or crypto-asset services, and staff who provide advice. The guidelines set a higher bar for staff giving advice.
What is the difference between providing information and providing advice?
Providing information includes explaining how a product or service works, describing risks, costs or fees, and answering client questions, both at the request of the client or at the initiative of the CASP itself. Providing advice begins once staff assess suitability and consists of offering, giving or agreeing to give personalised recommendations to a client, in respect of one or more transactions relating to crypto-assets, or the use of crypto-asset services. It also encompasses advice at the request or the client and at the initiative of the CASP.
What must a CASP do to meet the requirements?
Staff need an initial qualification paired with supervised experience. Their knowledge must be verified, not assumed. Competence must then be maintained every year through structured continuing professional development.
How many hours of training are required?
ESMA sets an initial qualification of at least 80 hours for staff giving information, and at least 160 hours for staff giving advice, each paired with supervised experience. In some cases, hours of training may be replaced additional, with properly-documented experience in accordance with the ESMA Guidelines, but an assessment — which may be conducted by an external body — must still be passed in this case. Ongoing annual CPD is set at 10 hours and 20 hours respectively.
What records do CASPs need to keep?
Firms must maintain records showing how staff competence was assessed and how it has been kept current, and be able to produce this evidence for a competent authority on request.